Solar Panel Cost by State (2026)

Solar pricing and payback varies dramatically by state due to differences in installer markets, permitting costs, utility rates, state incentives, and net metering rules. Here's a 2026 comparison of all 50 states — reflecting the expiration of the federal residential tax credit.

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⚠️ 2026 reality: All payback figures below assume the federal Residential Clean Energy Credit is no longer available (expired Dec 31, 2025). State and utility incentives still apply and significantly change the math in states like NY, MA, NJ, and SC. See state rebates.

How to read this table

The numbers below are 2026 averages for an 8 kW residential cash purchase. Your actual cost depends on roof complexity, equipment selection, and installer competition in your zip code. State incentives shown are the most common — many states have additional utility-specific rebates.

State-by-state pricing and payback

StateAvg $/W8 kW gross costTop state incentive2026 cash payback
Alabama$2.85$22,800None significant14–17 yrs
Alaska$3.40$27,200Net metering only18–22 yrs
Arizona$2.65$21,200$1,000 state credit10–12 yrs
Arkansas$2.75$22,000Net metering only15–18 yrs
California$3.30$26,400SGIP for batteries9–11 yrs
Colorado$2.95$23,600Xcel rebates11–13 yrs
Connecticut$3.40$27,200Residential Solar Investment Program9–11 yrs
Delaware$3.10$24,800$700/kW grant (capped)11–13 yrs
Florida$2.55$20,400Sales tax exemption13–15 yrs
Georgia$2.70$21,600None significant14–17 yrs
Hawaii$3.50$28,00035% state credit (capped $5K)6–8 yrs
Idaho$2.85$22,800State tax deduction17–20 yrs
Illinois$3.05$24,400Illinois Shines (SREC)10–12 yrs
Indiana$2.85$22,800None significant14–17 yrs
Iowa$2.95$23,600State tax credit13–15 yrs
Kansas$2.75$22,000Net metering only14–17 yrs
Kentucky$2.80$22,400None significant15–18 yrs
Louisiana$2.70$21,600None significant17–20 yrs
Maine$3.20$25,600Efficiency Maine rebates10–12 yrs
Maryland$3.10$24,800$1,000 grant + SREC9–11 yrs
Massachusetts$3.40$27,200SMART program8–10 yrs
Michigan$2.95$23,600None significant13–15 yrs
Minnesota$3.05$24,400Solar Rewards (Xcel)11–13 yrs
Mississippi$2.75$22,000None significant15–18 yrs
Missouri$2.85$22,800Ameren rebates13–16 yrs
Montana$3.10$24,800$500 state credit16–19 yrs
Nebraska$2.90$23,200None significant15–18 yrs
Nevada$2.65$21,200NV Energy storage incentive11–13 yrs
New Hampshire$3.20$25,600$1,000 rebate10–12 yrs
New Jersey$3.20$25,600SREC-II program8–10 yrs
New Mexico$2.75$22,00010% state credit (capped $6K)11–13 yrs
New York$3.30$26,40025% state credit (capped $5K)8–10 yrs
North Carolina$2.85$22,800Duke Energy rebates13–15 yrs
North Dakota$3.00$24,000None significant17–20 yrs
Ohio$2.90$23,200SREC market12–14 yrs
Oklahoma$2.70$21,600None significant15–18 yrs
Oregon$3.10$24,800Energy Trust of Oregon13–15 yrs
Pennsylvania$3.00$24,000SREC market12–14 yrs
Rhode Island$3.30$26,400Renewable Energy Growth9–11 yrs
South Carolina$2.80$22,40025% state credit (capped $3,500/yr)10–12 yrs
South Dakota$2.95$23,600None significant16–19 yrs
Tennessee$2.75$22,000TVA Green Connect14–17 yrs
Texas$2.65$21,200Utility rebates (Austin, Oncor)11–14 yrs
Utah$2.70$21,600$400 state credit13–15 yrs
Vermont$3.20$25,600Net metering credits10–12 yrs
Virginia$2.95$23,600SREC market11–13 yrs
Washington$2.95$23,600Sales tax exemption17–20 yrs
West Virginia$2.85$22,800None significant14–17 yrs
Wisconsin$2.95$23,600Focus on Energy rebates13–15 yrs
Wyoming$2.85$22,800None significant17–20 yrs

Best states for solar in 2026

The states where solar still pays back fastest in 2026 (despite no federal credit): Hawaii (highest electric rates in the US plus a 35% state credit), New York (25% state credit + strong net metering), Massachusetts (SMART program performance payments), New Jersey (SREC-II), and California (high rates, though NEM 3.0 reduced export value).

Worst states for solar in 2026

States where solar is hard to justify financially: Washington, Idaho, Louisiana, Wyoming, and Alaska. Low utility rates ($0.10–$0.12/kWh) plus minimal state incentives mean payback periods of 17+ years — close to the panel warranty period.

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Frequently asked questions

Why do prices vary so much by state?

Permitting costs, labor rates, market saturation, and competition. California and Northeast permitting can cost $2,000+ per system; Texas and Arizona are closer to $400.

Do state incentives change often?

Yes. SREC values fluctuate quarterly. State credits get capped or eliminated in budget cycles. Always verify current incentives with your state energy office before signing.

What about utility rebates?

Many utilities offer rebates on top of state programs (Xcel in CO/MN, Austin Energy in TX, Duke in NC). These can add $1,000–$3,000 to your incentive stack.

Should I move to a better solar state?

Probably not for solar alone. The lifetime savings difference between a top and bottom state is typically $20K–$40K — not worth uprooting your life.