25-Point Solar Bid Checklist Before You Sign

Print this page, grab your proposal, and check off each item. If anything is missing or unclear, ask the installer to add it in writing before signing. Verbal answers don't count.

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⚠️ 2026 update: If your proposal lists a "30% federal tax credit" for a system you're buying with cash or a loan, that's a red flag. The Residential Clean Energy Credit (Section 25D) expired December 31, 2025. Only third-party-owned systems (leases/PPAs) still indirectly benefit through the commercial ITC. See tax credit details.

System specifications (1–6)

1. System size in kW DC — listed clearly (e.g., "8.4 kW DC"). This drives every other number.

2. Panel make, model, and wattage — exact model number, not just brand. Cross-check the spec sheet.

3. Number of panels — system size ÷ panel wattage. Should match.

4. Inverter make, model, and type — string inverter, microinverters, or DC optimizers. See our inverter comparison.

5. Mounting and racking system — IronRidge, Unirac, SnapNrack, etc.

6. Battery (if included) — make, model, usable kWh, warranty.

Production and savings (7–11)

7. Year-1 production estimate in kWh — the actual number, not a percentage.

8. Annual degradation assumption — typically 0.4–0.7% per year. Compare to panel warranty.

9. Shading analysis included — TSRF or solar access percentage per panel.

10. Production guarantee — does the installer guarantee year-1 production? What's the remedy if you fall short?

11. Utility rate escalation assumption — savings projections often assume 3–5% utility increases. Anything over 4% is aggressive.

⚠️ Validate the production number: Plug your address and system size into PVWatts. If the proposal's estimate is more than 10% higher, ask why.

Pricing (12–16)

12. Total cash price — before any incentives or financing.

13. Price per watt ($/W) — total price ÷ system size in watts. Compare to averages in our $/W guide.

14. Federal tax credit (cash/loan purchases only) — for systems placed in service in 2026 and beyond, this should be $0. The Residential Clean Energy Credit expired December 31, 2025. If a proposal still claims a 30% federal credit on a homeowner-owned system, the math is wrong.

15. State and utility rebates — listed by source and dollar amount. State and local incentives still apply.

16. Net cost after incentives — what you actually pay out of pocket.

Financing (17–20)

17. Loan APR and term — actual interest rate, not "promotional" rate. Watch for dealer fees.

18. Total interest paid over loan term — request the amortization schedule.

19. Re-amortization clause — many older solar loans assumed a tax credit paydown in month 18. With the credit gone, this can create payment shock. Make sure your loan doesn't have a re-amortization trigger that no longer makes sense.

20. Lease/PPA escalator (if applicable) — should ideally be 0%. Anything over 2% is risky.

Warranties and contract (21–25)

21. Panel product warranty — typically 12–25 years.

22. Panel performance warranty — typically 25 years at 80–87% of rated output.

23. Inverter warranty — 12 years standard, 25 years for premium microinverters.

24. Workmanship/installation warranty — 10 years minimum, 25 years from top installers.

25. Roof penetration warranty — separate from workmanship; covers leaks at mounting points.

Run all 25 checks automatically

Upload your solar proposal and our analyzer scores it across all 25 points — production sanity, pricing comparison, warranty review, and contract terms.

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Frequently asked questions

How many solar bids should I get?

At least three. Compare equipment, $/W, warranties, and reputation — not just price.

What's a fair turnaround for a revised proposal?

2–5 business days. Anything longer suggests the installer isn't prioritizing your project.

Should I sign during the first visit?

No. Take 7–14 days to compare bids and read the contract carefully.

Can I negotiate solar pricing?

Yes. Most installers have 5–15% margin to negotiate, especially if you have a competing bid in writing.